In a New York home purchase the deposit usually goes to the seller’s attorney after the contract is signed, held in escrow. Here is how that works, what puts it at risk, and how to protect it.
A mortgage rate lock holds your rate until closing if nothing in your application changes. Here is how it works, what can still move your rate, and the questions the CFPB suggests you ask.
Your Suffolk County tax map number is a four-part code that identifies your parcel. Here is where to find it, how to read District, Section, Block and Lot, and why deeds, surveys and records requests ask for it.
An accepted offer in New York binds no one yet. Follow the steps from offer letter to signed contract, with the deposit, disclosure form and rate math.
A step-by-step guide to ordering a plain or certified copy of a recorded deed from the Suffolk County Clerk by mail or in person, with the fees and details the Clerk publishes.
A plain walk through a New York property tax bill: tax map number, assessed and full value, exemptions, rates, due dates, and who to call about errors.
Co-op or condo in New York? Seven tests on cash, approval, monthly costs, and resale, plus what NYC’s new co-op timeline law changes for buyers.
Look up a Long Island address on FEMA flood maps, read New York’s seller flood disclosure, and see what NFIP flood insurance costs and covers before you sign.
How to read a property survey before buying a Long Island home: the dates, boundary lines, corner markers, fences, easements, and setbacks to check.
Title insurance on Long Island: who owner’s and lender’s policies protect, how New York regulates rates, Zone 2 discounts, and the October 2024 changes.